An auto loan that satisfies your preferences

You to get on the road whether it’s a new or used car, an AA loan could help.

Minimal rates from 3.1percent

Our prices differ depending on the quantity you wish to borrow, your selected term along with your credit score.

Complimentary breakdown cover*

Year’ free Basic Breakdown Cover, or even a free add-on if you are already a part. Learn more.

Exclusive low price for users

We reserve our loan rates that are lowest for people. Make use of our calculator to obtain a quote that is personalised.

Given by the financial institution of Ireland British. AA Financial Services Limited is just a credit broker rather than a loan provider.

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Representative instance

Representative 8.9% APR. Centered on that loan of ?4,000 over 36 months, with month-to-month repayments of ?126.37 and total amount repayable of ?4,549.32, which include ?549.32 interest at 8.9per cent fixed.

Essential: The rate you are provided depends on your circumstances that are personal as well as your credit history. The utmost APR you can get is 29.9%. Your loan term will rely on the loan amount sent applications for. We currently provide loan term lengths of just one to 7 years.

Will you be qualified?

Look at potential for the job being accepted without inside your credit history.

User price

You have suggested that you are an AA Member* and can consequently get a unique price. Before we carry on, please verify your account quantity below.

* An AA Member is a client that features arranged breakdown address straight with all the AA rather than as an element of a bank or automobile maker partnership system.

Willing to use?

Enjoy our low price loans. It is fast and simple to make use of.

The main points

FEATURES

• Rates from 3.1per cent APR for loans between ?15,001 and ?25,000
• Fixed month-to-month repayments
• Exclusive reduced loan prices for users
• Instant choice generally in most instances
• Make additional re payments or spend down your loan early
• No set-up or arrangement costs

1 An AA Member is a client which has arranged breakdown address straight with all the AA rather than included in a vehicle or bank maker partnership system.

* Free breakdown cover

As a unique AA Loans consumer you’ll receive one year’ Basic Breakdown Cover, or perhaps an add-on that is free you are currently a part.

The Basic Breakdown Cover is actually for an individual automobile plus one breakdown significantly more than 1/4 mile out of your home address – further call-outs can be found on a pay-for-use foundation.

Current users can get an add-on that is free either National healing, in the home or Onward Travel for the remaining of these membership 12 months.

Your Basic Breakdown Cover or free add-on becomes available as soon as the application for the loan is accepted. The chosen add-on are going to be renewed automatically until you tell us never to. The free breakdown address isn’t available in the event that you currently have AA breakdown address using your bank or car manufacturer. Listed below are most of the conditions and terms.

Manage your loan

Help handle your existing AA Loan.

Award-winning loans

About loans

What exactly is an APR?

The APR you will get can vary greatly through the advertised price. This is actually the representative price which we anticipate a lot of people whom use to have.

The price you will be provided is going to be a personalised price according to your overall specific circumstances including credit information held you borrow and length of time you borrow for about you by the credit reference agencies, the loan amount.

Trying to get an AA Loan

You are able to use online and are certain to get a immediate decision in many situations.

Who are able to use?

To meet the requirements to apply you have to;

• Have now been A british resident for at the very least three years
• Be over 21 with no more than 70 once the loan term ends
• Be used with an income of ?12,000 or higher
• Not need a past reputation for County Court Judgments or bankruptcy
• Have actually a UK based bank or building society account that will pay direct debits

The length of time can we take that loan for?

Loans can be obtained between 1 and 7 years (according to the value of one’s loan).

Could you let me know simply how much that loan will definitely cost and never have to offer my personal statistics?

We provide a personalised cost which can be predicated on your own circumstances and quantity you want to borrow which is consequently required to capture your individual details. Please be aware that individuals don’t offer a quotation that is indicative. If you continue and sign up, a credit search is supposed to be registered during the Credit Reference Agencies.